What we see in Mastic occupancy cases
Owners describe a surprising variety of the same problem. A tenant whose lease ended two years ago who still sends something occasionally. A relative of a former tenant who stayed after the tenant left. People who moved into a vacant house nobody was watching closely.
We have bought houses out of all of those. The label matters to a court and to your attorney. To us it is a set of facts that goes into the number.
When squatters mean you cannot get into your own property
The part owners find hardest is the access. You are responsible for the property, the taxes, the insurance and anything that goes wrong inside it, and you cannot simply walk in to look.
We do not ask you to. We will not request that you force entry on anybody, and we do not make an interior inspection a condition of the offer. We price what we can see, assume conservatively about the rest, and tell you exactly what we assumed.
Why local knowledge changes the number
A three-bedroom on Stuyvesant Avenue. A three-bedroom on George Drive. A three-bedroom on Clinton Avenue. All of them in Mastic, all bought by us.
Mastic is roughly 15,404 people in Suffolk County, ZIP 11950, and the housing stock is mostly ranch, cape cod, bungalow. Around Montauk Highway and Mastic Road, most of it is old enough that the mechanicals are on their second or third life. We have bought enough here to know which streets take water, which blocks still have oil tanks in the ground, and what the William Floyd Union Free School District does to a resale price.
Squatters, holdovers and a Mastic buyer's lender
There is also what a listing does to the situation itself. Photographs online, a sign on the lawn in Mastic and strangers arriving on weekends is not a sensible way to handle a property with squatters in it.
We do none of that. One conversation, a written number, and nothing that announces anything to anybody.
How we help Mastic owners with squatters or holdovers
The first thing worth having is a landlord-tenant attorney who does this work regularly, and we know who they are on Long Island. Whether you sell to us or not we will make that introduction, because the law here is specific and good advice early changes what the situation costs you.
The second thing is a genuine option. We buy houses with squatters and holdover tenants in place, close on your date, and take the occupancy on ourselves. You are not asked to resolve anything first.
How selling a house with squatters or holdover tenants in Mastic works
- 1
Start with the basics
Where the house is (11950) and a rough sense of its condition is all we need to begin. Call or use the form. Nothing needs fixing or clearing out beforehand.
- 2
One short visit
One of us comes by once, usually for less than half an hour. On a ranch or cape cod like most of Mastic, what we look at closely is the roof, the boiler and the wiring, not the finishes.
- 3
A written offer within 24 hours
One figure, in writing, inside 24 hours. Not a range. Show it to a Suffolk County agent if you want a second view; if the house is already in good enough shape to list, an agent may get you more, and we will say so.
- 4
You choose when to close
Soon, or months away if probate, a tenant or your next move has to come first. You also avoid the 72 to 87 days a listed Mastic house typically takes to find a buyer and get through the buyer's mortgage.
Selling a Mastic house in the middle of a case
Owners who have already started a holdover case often assume they are committed to seeing it through. Usually they are not committed to seeing it through personally.
We have taken houses on mid-proceeding more than once. The costs and the waiting from that point become ours. What matters for the offer is an accurate picture of where things stand, including anything that has not gone your way, because surprises late in a deal help nobody.
What you do not pay when you sell a house with squatters or holdover tenants
Every line below is a cost of listing a house with squatters or holdover tenants the retail way that simply does not arise here.
- Agent commission
- $27,000 at 5% of the Mastic median none
- Seller closing costs
- About $10,800 on a $540,000 sale. We can cover these. none
- Repairs to make it listable
- The work it needs to show well, out of your pocket first none
- Cleanout and removal
- Dumpsters or haulers by the load, ahead of any viewing none
- Carrying costs while it waits
- Taxes, insurance and utilities for the 72 to 87 days of finding a buyer and waiting on their mortgage none
The comparison, made honestly
The median house in Mastic sold for $540,000 and took about 27 days to go under contract, then another 45 to 60 days waiting on the buyer's mortgage. That is 72 to 87 days in total, for a house that was ready to show on day one. That assumes a property that shows well and can be handed over empty. A house with squatters in it can do neither, which is why these listings tend to sit and then sell to a cash buyer anyway.
You can start at that point rather than arrive at it in four months with days on market attached to the house.
Common questions
Will you buy a Mastic house with squatters in it?
That is work we do regularly. Tell us what you know about who is in there and how long they have been there, and we will put a written number on the house.
My tenant's lease ended and they will not leave. What now?
That is a holdover situation, and the first call is a landlord-tenant attorney, because the New York rules here are specific and they change. We can give you a name. Alongside that we can make you an offer on the house as it stands, so you can see both roads at once.
How long does it take to get somebody out?
Longer than owners expect, and that is the honest answer. Proceedings in New York are slow. If the uncertainty is the part you cannot live with, selling moves it off your side of the table entirely.
Do you need to get inside before making an offer?
No. We make offers on houses we have not been inside regularly, and we will not ask you to force access on anyone. We price conservatively where we cannot see and say clearly what we assumed.
Will the neighbors know the Mastic house is being sold?
Nothing about the sale is public until it closes. That matters more than usual here, because a property with squatters in it does not need the extra attention.